Nosh, wonga, green, brass, dough, cake, bread, mullah, spondulux. All these are money terms. And at times we dont like to give it away. So this tip is about saving the above.
In the dim distant past, I was skint. They had stopped the overtime and me and my young family had little money. So guess what we did? We gave up things. The rented colour telly went back and we rented a black and white one instead and had less food. The kids had the same. But we cut down. We started rolling smokes instead of buying ready made. And we got by on a half ounce of GV a month. I had to smoke with a pin thru the end to stop burning my fingers
But is this right? More to the point is this smart? No its not even cheeky.
The noughties tought me that the way to save money (the smart way) is not to cut things out but to cut down what we spend on them. If I had half a brain back then I would have gone out and bought a cheap telly. That would have saved me a packet on the rental fee's. But this wasnt the age of the service. This was the age of bell bottoms, David Bowie and Blakes 7.
So my suggestion is look at what U spend out on and do it cheaper. Take internet. My mate is with AOL. And every now and again he rings up and cancels the contract. He did this a couple of months ago and he got it for £3 a month. Yes 3 quid a month.
Look at the services 1st. Gas, leccy, water and see what U can save. U cant save a lot on water unless U are on a meter. But U can switch yr gas and leccy to a cheaper supplier. And once U have switched, ring them up and check what deals they have. My new supplier gives me gas and leccy for 40 notes a month. I dont have paper bills and what I spend goes on my tesco card. Result.
Coupons. 2 for one offers. Competions. And so on. All good ways to make money and save it by getting things for nothing.
If U win a car in a competions U could do a wedding package. The wedding car, the dress, the ring(s) and the glasses with Mr and Mrs on. And throw in the etternety as a special bonus. And in a year they could have the argos trinket that has aniversary on it and plays the wedding march. Think W I D E. Think promotions.
So dont cut it out, cut the cost down and be creative. C.
I am a fan of public libraries. They are free to enter and warm in winter. You can borrow books, CDs, DVDs, tapes. You can request stuff they don't stock. It costs a bit to do this, but is cheaper than buying the item.
Most of them have internet access now so you could do all your online stuff there.
I don't have a car so I often walk which is cheaper, environmentally friendly and healthier, plus a good walk makes you feel better. I've discovered local bus and coach services that are really cheap - off on a daytrip to the seaside next week!
e bay is your friend.
Set yourself up an ebay account.
Just take all that crap, and stick it on ebay.
They do a free listing day as well, so make sure you list on that day.
Don't accept paypal, ask for post office orders.
You'll have drawers full of crap you can get a rid of.
Check out what you already have at home.. sometimes its really easy to find stuff stored away that was forgotten about.. once I bought a book for example and then found the exact same book stored in my garage ..
also use supermarket.co.uk when internet shopping..
be ruthless and only by food u really need..
take things back to shops if they fall apart or stop working.. I do this all the time and its saves me hundred in then replacing items with my own money.
cut your own kids and pets hair.. do this too. (poor bugs)
do a search to see if you've got any bank accounts open you've completely forgotten about (ML's website has link for this)
and if all that still hasn't saved enough then ask the universe to send you a cheque for £1000 or however much you need...
keep a list of everything you do save money on as this can be a great incentive to then save even more..x
Ok a couple for you.....
I bought myself Merlin Annual passes, which covers a year's entry to their theme parks (Chessington/Thorpe Park/Legoland/Alton Towers/Warwich Castle/London Dungeon/London Eye/Madame Taussauds) and gives discount while in the park and on some other websites, true it does cost a bit up front....but always something to do of a weekend...
The Kindle device is cool, its an e-book reader (although I think there are ipod/phone/pad/PC versions), this can cut the price of books (they are e-versions) and there are quite a lot of free books available too...AND the 3G Kindle version does have an internet browser, black and white but it does the job.....
Look into websites on 'hyper-driving' (not sure I got the right name), but it explains how to get a few more MPG out of your motor, I did this a while back and got about 50 miles out of a tank....
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