Any way to trake on spouse's debt?

My wife and I are negotiating financial terms. We are close to agreement on most things, but the big issue left is that she wants me to pay off her (nearly maxed out) credit cards.

I do not have the money to do this in one go. I doubt I can borrow that much on top of my existing debt. Is there any other way for me to take it on? I was thinking of agreeing to make fixed monthly payments to her cards, but that leaves me with no flexibility if its fixed (and my income fluctuates a lot).

Are these joint debts ie money spent to benefit you both/the family??

I guess you can agree to pay for them but the cards would need to be frozen. You will have to pay the minimum payment regardless of your income fluctuation. Anything above this could be a variable sum.

I would be inclined to take some legal advice on your proposed settlement before you commit to anything. You could consider using the fixed price legal financial consultation offered by this site.

Hadenoughnow

Yes, its mostly household expenditure.

Yes - when you say frozen, do you mean by agreement, or enforced by the lender?

I am planning to use the services offered by the site.