Hi,
Thanks for your reply, and to everyone who contributes to this site. I have been going through divorce for three years and found the resource invaluable.
Yes, I do not like the outcome, but I also feel it is grossly unfair. However, it would be good to get others take and experience, as I have only a week left to make an appeal if I do.
My experience of the whole system, and judge is that your case is purely subjective, and the fact they have wide discretionary powers means they do not seem to have to justify to anyone their decision. In my view there should automatically be a sense check from another judge on any final order given, in every case, to ensure that it is indeed not on the face of it grossly disproportionate or unfair. (Probably a topic for another time).
Situation
H.46, applicant (Me)
W.34, respondent
Child from the marriage 6 years old.
My child from previous relationship 16 years old. (Lives some of the time with me, and I pay CM).
Together for 6 years in the relationship, of which we were married for most of it.
Filed for divorce – May 2020
FDR – Nov 2021
Final Hearing – Sept 2022
Home £535k
Mortgage £231k
Help to buy equity loan £107k
Matrimonal debts (deemed to be so by judge)
My name – £60k (loans & credit cards built up during marriage)
Her Name- £24k (14k legal fees on credit cards, and 10k soft loan)
Her net income £3,000 (Made up from salary and various benefits)
My net income £3,500 (Income from own ltd. company via salary and dividends) £45,000 gross.
I pay
child maintenance for daughter of £272pm.
My pension – 100k (80k built up during marriage)
Her pension – 7k (built up in marriage)
No other assets.
Her fees – 14k
My fees – 22k
Other factors;
My son, was diagnosed with ASD, he attends mainstream education, with a moderate level of support. He is doing well and is on the mild end of the spectrum. However, her barrister painted the picture that he had special needs and a high level of dependency, that ultimately required the necessity of a property with garden for W. and him.
Whilst I of course want him, and any child to have a garden. The final award of the judge in her view, meant that more (most) of the equity should be given to W, as it would mean she would have just enough to buy a property with a garden. Rather than a reduced amount which could have meant we both came away with no debt, she still would have had enough to buy a good flat in a good area, although I would not have had a deposit, I would have had no debt.
Myself or barrister were not prepared for this angle and as such I had only prepared flats for property particulars, and had no evidence in regards to his level of support or condition; W. had filed school reports, and an after school report in the bundle, and all her own property particulars were houses with gardens.
(W. initially wanted to remain in
FMH on Mesher basis (60/40 split at 18 in her favour), and wanted £900 pm spousal maint. With 30% of my pension).
(I wanted home to be sold, all debt to be repaid, equity to be split equally,
Clean Break. Both to be able to afford property, albeit I accepted that she would need most of the equity due to her mortgage capacity. So assumed a small deposit for a flat would suffice for myself).
The outcome;
House to be sold, from net proceeds;
£160,000 equity to her
£28,000 equity to me to repay some of the matrimonial debts.
Which leaves me with £32,000 debts. (All deemed matrimonial, most of which are high interest credit cards that I have no means to currently refinancing or repaying).
No cost order, however she has enough to repay her costs and still buy a property.
£550 pm Global Maintenance order to youngest is 18, with no bar (so possible extension).
25% of my pension from the period we were married.
My questions;
• I would like to get the perspective of others, as to if this is a case that stands out as being grossly unfair? (I obviously feel it is) And is it ultimately worth the time, effort, stress, financial risk of fighting for what ultimately is in my opinion circa £30,000? (The matrimonial debt I have been left with). I am thinking if I do, I will do it myself this time.
• Has any one ever been successful to appeal any such case?
• Could it stand the test of appeal?;
i)on the basis that the judge did not (in my view) preform a proper ‘critical analysis of my needs’. And the fact I cannot now not meet my outgoings in the interim period, or indeed when the house is sold. (My outgoings are more than my income, as I have been left with high levels of monthly debt repayments each month, rent, CMS, and now Global Maintenance which starts when the house is sold).
I am also currently paying the mortgage and HTB, until the house is sold.
ii)That too much emphasis has been placed on the W. needs. And her ability to buy a property with a garden.
iii)The level of inequality is not justified.
• In regards to the Global Maintenance, the judge did not mention indexing. The draft order has come back from the other side and they are now trying to add it to be linked to RPI. Given the premise of the order I have said that I do not agree to this. Has anyone experience of this, or is it down to what the judge finally says when it is sealed?
• Lastly, in hindsight (what a wonderful thing), I wish I was LIP and saved my legal fees, as I would nearly be debt free now! However, I do feel that my barrister was not prepared for critical arguments in relation to my sons needs, nor did he challenge the judge as to the fact I would not be able to meet my outgoings if left with so much matrimonial debt. I feel given the huge fees I have paid, this could have been a very different outcome if it was prepared for, presented/argued differently on the day. Do I have a case of negligence against my barrister, has anyone ever proved ‘financial loss’ as a result of not being represented effectively in a final hearing?
Thanks for reading this far, and any replies.