The UK's largest and most visited divorce site.
Modern, convenient and affordable services.

We've helped over 1 million people since 2007.

 
Click this button for details of our
email, phone nbr and free consultations.
 

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

 

Settlement

  • Pippa0987@
  • Pippa0987@'s Avatar Posted by
  • Junior Member
  • Junior Member
More
23 Aug 25 #526334 by Pippa0987@
Topic started by Pippa0987@
I married my partner in November 2015 he left 8 months later before the birth of our daughter.I have offered him money over the years but he would not agree.He is now desperate to force a sale of the house and wants 50%.He didn’t contribute to the deposit of the house or any fees and only helped with the mortgage the 16 months he lived there.He left me in a financial mess. We had bought a home and got married which left debt. I had to return to work when my baby was 14 days old to pay the mortgage whilst he had 2 weeks paternity and we didn’t see him.I couldn’t explain how difficult it was to keep our home working overtime on top of 37.5 hours a week.I had a home prior to buying this one and rented it out a short time but I sold it to use £20,000 to pay off debt.I also had 2 other children to support.I can afford the mortgage but not with paying him out.I don’t expect him to leave with nothing but I feel 50/50 is a joke.He only started paying child maintenance this year also.I have now cleared the debt and can buy him out but don’t have money for mediation and solicitors.Anyone have any ideas or experience of how in his favour this could go?

  • DestroyedInDivorce
  • DestroyedInDivorce's Avatar
  • Junior Member
  • Junior Member
More
24 Aug 25 #526336 by DestroyedInDivorce
Reply from DestroyedInDivorce
A lot will depend on both your mortgage capacities and both of your bank balances. However, if I was to guess, I believe the split would worst case scenario be 60/40 in your favour. Best case scenario the split would be around 80/20 in your favour. It ultimately depends on the type of Judge you get and how much time you spend with the kids. The 20 - 40% you owe him does not necessarily need to be paid now. You can ask the Judge for a charge, i.e. you pay the 20% - 40% when the last kid turns 18 years old. You can also ask for nominal spousal maintenance in case you lose your job.

The case seems very simple so hopefully you don't waste lots of money on legal fees. The Judge should be able to figure out what to do, e.g. 75/25 split, with his 25% being on a deferred charge basis, plus £1/year nominal spousal maintenance.

  • Pippa0987@
  • Pippa0987@'s Avatar Posted by
  • Junior Member
  • Junior Member
More
24 Aug 25 - 24 Aug 25 #526337 by Pippa0987@
Reply from Pippa0987@
We both probably earn the same wage.
My bank balance is always £0 I live month to month but manage the bills and we have what we need.
He has £30,000 from a settlement from his ex wife which should have gone to our deposit but we had separated before this happened.
He also has about £25,000 for a share in a property from an ex he has recently separated from. He wasn’t named on the mortgage but they agreed 50-50.
He has our daughter every other weekend and on 1 weekday night.
I just can’t afford to start the process but it’s looking like he will be and can afford it. I will end up representing myself
Last edit: 24 Aug 25 by Pippa0987@.

  • Pippa0987@
  • Pippa0987@'s Avatar Posted by
  • Junior Member
  • Junior Member
More
24 Aug 25 #526338 by Pippa0987@
Reply from Pippa0987@
We both probably earn the same wage.
My bank balance is always £0 I live month to month but manage the bills and we have what we need.
He has £30,000 from a settlement from his ex wife which should have gone to our deposit but we had separated before this happened.
He also has about £25,000 for a share in a property from an ex he has recently separated from. He wasn’t named on the mortgage but they agreed 50-50.
He has our daughter every other weekend and on 1 weekday night.
I just can’t afford to start the process but it’s looking like he will be and can afford it. I will end up representing myself

  • Pippa0987@
  • Pippa0987@'s Avatar Posted by
  • Junior Member
  • Junior Member
More
24 Aug 25 #526339 by Pippa0987@
Reply from Pippa0987@
We both probably earn the same wage.
My bank balance is always £0 I live month to month but manage the bills and we have what we need.
He has £30,000 from a settlement from his ex wife which should have gone to our deposit but we had separated before this happened.
He also has about £25,000 for a share in a property from an ex he has recently separated from. He wasn’t named on the mortgage but they agreed 50-50.
He has our daughter every other weekend and on 1 weekday night.
I just can’t afford to start the process but it’s looking like he will be and can afford it. I will end up representing myself

  • DestroyedInDivorce
  • DestroyedInDivorce's Avatar
  • Junior Member
  • Junior Member
More
24 Aug 25 #526340 by DestroyedInDivorce
Reply from DestroyedInDivorce
The Judge will probably do around a 80/20 asset split in your favour given he already has a lot of money and given that you have the kids most of the time.

The Judge may allow you to pay the 20% on a deferred charge basis, i.e. you pay when the youngest kid turns 18 years old rather than now if you can't afford to pay it now. Its could be better to pay the 20% now, as 20% may be more expensive in 18 years time if the property value appreciates and the property is worth more.

The Judge may also do a £1/year nominal spousal maintenance just in case you lose your job and need to care for your kids.

The exact end results depends on your specific Judge's feelings and opinions on the facts of the case.

In some respects, self representing is better, as you know the facts of your case better than anyone else and he will eventually have to back down as he is going to run out of money paying for solicitor/barristers so you have all the leverage and power. His solicitors also have a duty of care to you and should explain things to you.

  • Pippa0987@
  • Pippa0987@'s Avatar Posted by
  • Junior Member
  • Junior Member
More
25 Aug 25 #526343 by Pippa0987@
Reply from Pippa0987@
Thankyou for all the replies.
I will get as much information as I can and represent myself.
No judge will think his behaviour has been acceptable I am sure

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

 

We can help you to get a fair financial settlement.

Negotiate a fair deal from £299

Helping you negotiate a fair financial settlement with your spouse (or their solicitor) without going to court.


Financial Mediation from £399

Financial mediation is a convenient and inexpensive way to agree on a fair financial settlement.


Consent Orders from £950

This legally binding agreement defines how assets (e.g. properties and pensions) are to be divided.


Court Support from £299

Support for people who have to go to court to get a fair divorce financial settlement without a solicitor.